Three-statement modeling that never goes out of balance
P&L, balance sheet, and cash flow modeled together, with accounting-identity checks enforced by the engine instead of caught in a Friday-night review.
By The Rexfin team
The classic three-statement break: someone edits the P&L, forgets to push the change through to cash flow, and the balance sheet quietly stops balancing. Nobody notices until the reviewer does, usually the night before the board pack ships.
The statements aren’t three models: they’re one
A three-statement model is really a single set of relationships wearing three different views. Revenue drives receivables. Capex drives depreciation and the fixed-asset roll-forward. Financing drives the debt schedule, which drives interest expense, which drives net income, which drives retained earnings, which drives the balance sheet. Break any one link by hand and the rest silently disagrees with it.
Enforce the identity, don’t just hope for it
Rexfin’s modeling engine treats the accounting identity as a gate, not a hope. Every recompute runs a dependency-graph pass across all three statements together, then checks the output against balance-sheet integrity, the cash roll-forward, and retained-earnings continuity before it’s shown or exported. If a change breaks the identity, you see that immediately, not three weeks later in an audit.
That check runs outside the language model, in a deterministic compute engine: same inputs, same output, every time, with each figure keeping a citation back to the source it was built from.
What that buys a finance team
- Sensitivity and scenario branches stay tied to the same reconciled base case instead of becoming detached copies that drift.
- A driver change (a hiring assumption, a pricing change, a capex delay) recomputes all three statements together, automatically.
- The close doesn’t need a separate “does this actually balance” pass, because the engine refuses to show you a model that doesn’t.
See your own statements modeled this way: book a demo.